Churchill, Risk and Associates is a commercial insurance firm connected with United Agencies.  We are a full service agency that focuses on loss control, claims management and HR consulting with an emphasis on middle to large commercial companies. We help our clients become more profitable through measured risk management and a timeline of health and safety services.  We do everything from property and casualty, health benefits and personal lines insurance.  With over 40 years industry experience, Churchill, Lutz and Associates can help tailor a custom insurance program that meets all your needs.