You may have more valuable possessions than you realize. Your homeowners policy offers great coverage, but with deductibles and limitations.


This policy may cover items like:


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  • Jewelry
  • Furs
  • Cameras
  • Musical instruments
  • Silverware/goldware
  • Fine art (such as oriental rugs and paintings)
  • Collectibles
  • Sports and golf equipment
  • Computer equipment

 


Personal Liability Umbrella Policy


Judgments amounting to thousands or even millions of dollars are being awarded by juries across the country in ever-increasing numbers. If you accidentally injure someone or damage their property, you could be the one being sued. Even though your underlying policies may provide substantial liability limits, it is not uncommon today for juries to award damages that exceed those limits.

This policy supplements your present policies to provide additional personal liability protection. Coverage amounts are written in increments of $1 million.